The IAM National 401(k) Plan (“Plan”) understands that personal finances may be tight right now due to circumstances beyond your control. While retirement savings are set aside for your future, it may be necessary to access these funds before retirement during these unprecedented times and you should understand your options. The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act, the largest emergency relief bill in American history signed into law on March 27, 2020, contains provisions that may offer you immediate financial relief. These provisions were adopted by the IAM National 401(k) Fund Board of Trustees (“Trustees”) for the Plan. Below are questions and answers related to the new CARES Act provisions adopted by the Trustees for you to consider when looking into your future finances and to discuss with your financial advisor.